Discover lending perspectives, market developments, and best practices from across regions.
Cross-border supply chain finance (SCF) adds complexity that domestic programmes do not face. The invoice currency, funding currency and supplier’s operating currency may differ; payments can cross correspondent networks and...
Neobanks and digital-only lenders have changed how customers discover, open and use financial products. Their advantage is often strongest in fast digital acquisition and specialised customer journeys; traditional banks retain...
For a bank building a supply chain finance (SCF) business, the first strategic choice is not the software. It is the operating model. An anchor-led programme gives the bank control...
Model hallucinations and unreliable outputs were among the top two AI risks cited by 67% of AI vendors, 70% of surveyed financial institutions and 70% of regulators in the Cambridge...
The global trade finance gap remained at an estimated $2.5 trillion in 2025, unchanged from 2023, according to the Asian Development Bank. UNCTAD estimates that Africa represented about 2.4% of...
Research summarized by the Bank for International Settlements in March 2026 found that the UK’s Commercial Credit Data Sharing policy was associated with new lending relationships for SMEs. The finding...
For twenty years, lending technology has been sold in pieces: an LOS for origination, an LMS for servicing, separate systems for collections and compliance, stitched together with custom integrations that...
A supplier gets offered early payment on an invoice at a 1.5% discount. A few months later, the same buyer offers early payment on a similar invoice, run through a...
A global survey found that 55% of bank chief risk officers consider advanced technology a top priority for managing risk, while 72% report that AI adoption within the risk function...
Working-capital finance is not a single product. Receivables finance, payables finance and factoring can all help businesses unlock liquidity from commercial transactions, but they differ in who initiates the facility,...
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