Discover lending perspectives, market developments, and best practices from across regions.
Research summarized by the Bank for International Settlements in March 2026 found that the UK’s Commercial Credit Data Sharing policy was associated with new lending relationships for SMEs. The finding...
For twenty years, lending technology has been sold in pieces: an LOS for origination, an LMS for servicing, separate systems for collections and compliance, stitched together with custom integrations that...
A supplier gets offered early payment on an invoice at a 1.5% discount. A few months later, the same buyer offers early payment on a similar invoice, run through a...
A global survey found that 55% of bank chief risk officers consider advanced technology a top priority for managing risk, while 72% report that AI adoption within the risk function...
Working-capital finance is not a single product. Receivables finance, payables finance and factoring can all help businesses unlock liquidity from commercial transactions, but they differ in who initiates the facility,...
Tariffs Changed the Working Capital Conversation Corporate treasury teams entered a different operating environment as tariff costs, supply chain diversification and inventory uncertainty intensified. For years, supply chain finance was...
India Digitised Lending. The MSME Credit Problem Remains. India’s financial infrastructure has changed dramatically. Banks, NBFCs and fintechs operate mobile channels, cloud platforms and API-connected ecosystems. Digital Public Infrastructure has...
Factoring Has Outgrown Its Old Reputation For years, invoice factoring carried an image problem. It was often treated as a financing option used only when conventional credit was unavailable: operationally...
The Working Capital Opportunity Hiding in Accounts Payable Across corporate finance operations, two conditions often exist at the same time. Buyers hold surplus cash in low-yield accounts, while suppliers wait...
Servitization, or the shift from product ownership to Product-as-a-Service (PaaS) models, is quietly transforming industries — from automotive to consumer tech. While the term might still be unfamiliar to some,...
Let's discuss how Uncia can accelerate your institution's lending capabilities
