Global Views

Discover lending perspectives, market developments, and best practices from across regions.

Generative AI in Lending and Where It Is Actually Used in Operations

A 2026 Boston Consulting Group (BCG) report with Indian banking bodies found that 86% of Indian banks had generative artificial intelligence (AI) use cases under implementation. A September 2026 survey...

Supply Chain Finance for SMEs in Vietnam and Why Most Remain Underserved

Vietnam has about 914,000 small and medium enterprises (SMEs), yet only around 80,000 have an outstanding loan, according to FiinGroup’s 2026 SME report. Among the firms without a loan, FiinGroup...

KYC and AML in Digital Lending Where Automation Reduces Risk

Cambridge’s 2026 global survey shows widespread AI adoption across financial-services risk and compliance functions, including fraud, credit risk, anti-money laundering (AML) and know your customer (KYC) work. Adoption does not...

Open Banking Regulations and Their Impact on Lending Infrastructure

Sahamati estimated that India’s Account Aggregator (AA) ecosystem facilitated 3.68 crore loans worth ₹3.82 lakh crore in FY26, equivalent to 8.4% of retail and micro, small and medium enterprise lending...

SCF Concentration Risk: What Lenders Get Wrong in Supply Chain Finance

Investor materials for Point Bonita, a trade finance fund, reportedly highlighted exposure to many named obligors, according to BCR in August 2026. Yet one seller, First Brands, ultimately represented roughly...

Factoring vs Forfaiting: A Practical Guide for Trade Finance Teams

Global factoring turnover reached roughly $4.7 trillion in 2025, according to FCI figures reported by ABF Journal. Forfaiting, by contrast, has no widely published volume figure at all. For trade...

Cross-Border Supply Chain Finance: Managing Currency and Regulatory Complexity

Cross-border supply chain finance (SCF) adds complexity that domestic programmes do not face. The invoice currency, funding currency and supplier’s operating currency may differ; payments can cross correspondent networks and...

Neobanks vs Traditional Banks: Are Digital-Only Lenders a Threat or a Partnership Opportunity?

Neobanks and digital-only lenders have changed how customers discover, open and use financial products. Their advantage is often strongest in fast digital acquisition and specialised customer journeys; traditional banks retain...

Anchor-Led vs Platform-Led SCF Models: Which Works Better for Banks?

For a bank building a supply chain finance (SCF) business, the first strategic choice is not the software. It is the operating model. An anchor-led programme gives the bank control...

AI Governance in Lending: Building the Guardrails Before You Build the Model

Model hallucinations and unreliable outputs were among the top two AI risks cited by 67% of AI vendors, 70% of surveyed financial institutions and 70% of regulators in the Cambridge...

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