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The Reserve Bank of India (RBI) now has non-banking financial companies (NBFCs) reporting to credit bureaus four times a month, up from two. Each file is built by the loan...
MIT’s 2025 study of generative AI deployments found that tools bought from specialized vendors succeeded about 67% of the time. Internal builds succeeded only one-third as often. The study is...
The Reserve Bank of India (RBI) expects a lender to report a cyber incident at its technology vendor within 6 hours of detection. A vendor contract that is silent on...
TransUnion CIBIL’s September 2026 Credit Market Indicator reports that personal loan origination value rose 34% year on year in the June 2026 quarter. Gold loan volume fell 15% and balance-level...
India’s digital lending market has grown nearly 13-fold over the past five years and is projected to account for 20 to 21% of all personal loan sanctions by FY2031, growing...
For a bank building a supply chain finance (SCF) business, the first strategic choice is not the software. It is the operating model. An anchor-led programme gives the bank control...
A new loan origination system or loan management system can only move as reliably as the services and data exposed by the core banking system. Integration delays often emerge after...
Celent’s research on next-generation retail loan origination systems describes a market shift toward enterprise and cloud deployment as lenders modernize front- and back-office technology. The decision is still not a...
A mid-sized lender decides to roll out a new personal loan product. The credit team defines the eligibility rules, the pricing bands, the document checklist. Six weeks later, the product...
The 2026 Global AI in Financial Services Report from the Cambridge Centre for Alternative Finance found that 52% of financial-industry respondents were piloting agentic AI or had reached a more...
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