Stay updated on emerging shifts, innovations, and priorities shaping the lending ecosystem.
A 2026 Boston Consulting Group (BCG) report with Indian banking bodies found that 86% of Indian banks had generative artificial intelligence (AI) use cases under implementation. A September 2026 survey...
Sahamati estimated that India’s Account Aggregator (AA) ecosystem facilitated 3.68 crore loans worth ₹3.82 lakh crore in FY26, equivalent to 8.4% of retail and micro, small and medium enterprise lending...
ProSight Financial Association surveyed 125 North American banking professionals in 2026, and 85% said fraud is changing faster than they can respond. Only 3% said banks are ahead of fraudsters...
Neobanks and digital-only lenders have changed how customers discover, open and use financial products. Their advantage is often strongest in fast digital acquisition and specialised customer journeys; traditional banks retain...
A co-lending arrangement between a bank and an NBFC (non-banking financial company) sounds simple on a term sheet: two lenders, one borrower, one agreed split of the loan. In practice,...
B2B buy now pay later is one of several models designed to provide short-tenor working capital at the point of a business transaction. In India, its regulatory treatment depends on...
The global trade finance gap remained at an estimated $2.5 trillion in 2025, unchanged from 2023, according to the Asian Development Bank. UNCTAD estimates that Africa represented about 2.4% of...
Synthetic identity theft accounted for 11% of reported fraud in LexisNexis Risk Solutions’ 2026 Cybercrime Report, up from 1.4% in the prior year. The report analysed activity across the LexisNexis...
A lender may hold identity documents, income data, bureau reports, bank statements, device information and repayment histories across several systems and service providers. The Digital Personal Data Protection Act, 2023...
Digital NBFCs sanctioned 13.2 crore loans worth ₹2.15 lakh crore in FY2025-26, according to FACE’s March 2026 report. At that scale, the RBI (Digital Lending) Directions, 2025 make fund-flow, disclosure...
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