Understand the technologies, platforms, and architecture powering modern lending operations.
A co-lending arrangement between a bank and an NBFC (non-banking financial company) sounds simple on a term sheet: two lenders, one borrower, one agreed split of the loan. In practice,...
A new loan origination system or loan management system can only move as reliably as the services and data exposed by the core banking system. Integration delays often emerge after...
Synthetic identity theft accounted for 11% of reported fraud in LexisNexis Risk Solutions’ 2026 Cybercrime Report, up from 1.4% in the prior year. The report analysed activity across the LexisNexis...
Generative AI reached 45% adoption among working-age adults in the United States within two years. And digital banking took fifteen years to reach this pace, according to McKinsey’s Global Banking...
Celent’s research on next-generation retail loan origination systems describes a market shift toward enterprise and cloud deployment as lenders modernize front- and back-office technology. The decision is still not a...
Grant Thornton’s 2026 AI Impact Survey identifies workforce enablement, data readiness and process redesign as material constraints on AI value. Training was the most underfunded AI investment area among finance...
In June 2025, the RBI revised the qualifying-assets criterion for NBFC-MFIs, requiring qualifying assets to constitute at least 60% of total assets net of intangible assets. The change gives institutions...
A borrower walks into a bank’s SME branch for a working capital loan. Six months later, the same borrower’s group entity draws down a supply chain finance facility through a...
KPMG’s 2026 banking technology research identifies integration with existing systems and processes as the leading barrier to enterprise AI deployment. The wider lesson applies to lending modernization: a lender can...
A mid-sized lender decides to roll out a new personal loan product. The credit team defines the eligibility rules, the pricing bands, the document checklist. Six weeks later, the product...
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