Understand the technologies, platforms, and architecture powering modern lending operations.
Grant Thornton’s 2026 AI Impact Survey identifies workforce enablement, data readiness and process redesign as material constraints on AI value. Training was the most underfunded AI investment area among finance...
In June 2025, the RBI revised the qualifying-assets criterion for NBFC-MFIs, requiring qualifying assets to constitute at least 60% of total assets net of intangible assets. The change gives institutions...
A borrower walks into a bank’s SME branch for a working capital loan. Six months later, the same borrower’s group entity draws down a supply chain finance facility through a...
KPMG’s 2026 banking technology research identifies integration with existing systems and processes as the leading barrier to enterprise AI deployment. The wider lesson applies to lending modernization: a lender can...
A mid-sized lender decides to roll out a new personal loan product. The credit team defines the eligibility rules, the pricing bands, the document checklist. Six weeks later, the product...
The 2026 Global AI in Financial Services Report found that 79% of surveyed regulators considered explainability and interpretability important or critical to their objectives, while only 50% of surveyed financial...
The 2026 Global AI in Financial Services Report from the Cambridge Centre for Alternative Finance found that 52% of financial-industry respondents were piloting agentic AI or had reached a more...
CRIF High Mark’s May 2026 MicroLend Report showed PAR 1–180 improving from 4.4% in December 2025 to 2.6% in March 2026 across the microfinance sector. The report does not attribute...
Research summarized by the Bank for International Settlements in March 2026 found that the UK’s Commercial Credit Data Sharing policy was associated with new lending relationships for SMEs. The finding...
Coalition Greenwich’s 2026 Corporate Treasury Technology and Innovation Report, based on a survey of more than 142 large corporates, describes a treasury environment still constrained by fragmented systems, inconsistent data...
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