Understand the technologies, platforms, and architecture powering modern lending operations.
The Reserve Bank of India (RBI) now has non-banking financial companies (NBFCs) reporting to credit bureaus four times a month, up from two. Each file is built by the loan...
The Project Management Institute (PMI) says 31% of complex projects fail to achieve their full intended benefits, per its 2026 Pulse of the Profession. A lending platform go-live depends on...
The Reserve Bank of India (RBI) expects a lender to report a cyber incident at its technology vendor within 6 hours of detection. A vendor contract that is silent on...
Since July 1, 2026, Indian lenders report to credit bureaus on four reference dates a month, and incremental files are due within four calendar days. A wrong balance or days...
A borrower with one missed equated monthly installment (EMI) pays Rs 10,000 on the day the next EMI falls due. Depending on how the loan management system (LMS) applies that...
Vietnam has about 914,000 small and medium enterprises (SMEs), yet only around 80,000 have an outstanding loan, according to FiinGroup’s 2026 SME report. Among the firms without a loan, FiinGroup...
TransUnion CIBIL’s September 2026 Credit Market Indicator reports that personal loan origination value rose 34% year on year in the June 2026 quarter. Gold loan volume fell 15% and balance-level...
Cambridge’s 2026 global survey shows widespread AI adoption across financial-services risk and compliance functions, including fraud, credit risk, anti-money laundering (AML) and know your customer (KYC) work. Adoption does not...
ProSight Financial Association surveyed 125 North American banking professionals in 2026, and 85% said fraud is changing faster than they can respond. Only 3% said banks are ahead of fraudsters...
A co-lending arrangement between a bank and an NBFC (non-banking financial company) sounds simple on a term sheet: two lenders, one borrower, one agreed split of the loan. In practice,...
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