Understand the technologies, platforms, and architecture powering modern lending operations.
Vietnam has about 914,000 small and medium enterprises (SMEs), yet only around 80,000 have an outstanding loan, according to FiinGroup’s 2026 SME report. Among the firms without a loan, FiinGroup...
TransUnion CIBIL’s September 2026 Credit Market Indicator reports that personal loan origination value rose 34% year on year in the June 2026 quarter. Gold loan volume fell 15% and balance-level...
Cambridge’s 2026 global survey shows widespread AI adoption across financial-services risk and compliance functions, including fraud, credit risk, anti-money laundering (AML) and know your customer (KYC) work. Adoption does not...
ProSight Financial Association surveyed 125 North American banking professionals in 2026, and 85% said fraud is changing faster than they can respond. Only 3% said banks are ahead of fraudsters...
A co-lending arrangement between a bank and an NBFC (non-banking financial company) sounds simple on a term sheet: two lenders, one borrower, one agreed split of the loan. In practice,...
A new loan origination system or loan management system can only move as reliably as the services and data exposed by the core banking system. Integration delays often emerge after...
Synthetic identity theft accounted for 11% of reported fraud in LexisNexis Risk Solutions’ 2026 Cybercrime Report, up from 1.4% in the prior year. The report analysed activity across the LexisNexis...
Generative AI reached 45% adoption among working-age adults in the United States within two years. And digital banking took fifteen years to reach this pace, according to McKinsey’s Global Banking...
Celent’s research on next-generation retail loan origination systems describes a market shift toward enterprise and cloud deployment as lenders modernize front- and back-office technology. The decision is still not a...
Grant Thornton’s 2026 AI Impact Survey identifies workforce enablement, data readiness and process redesign as material constraints on AI value. Training was the most underfunded AI investment area among finance...
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