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In June 2025, the RBI revised the qualifying-assets criterion for NBFC-MFIs, requiring qualifying assets to constitute at least 60% of total assets net of intangible assets. The change gives institutions...
A borrower walks into a bank’s SME branch for a working capital loan. Six months later, the same borrower’s group entity draws down a supply chain finance facility through a...
The 2026 Global AI in Financial Services Report found that 79% of surveyed regulators considered explainability and interpretability important or critical to their objectives, while only 50% of surveyed financial...
CRIF High Mark’s May 2026 MicroLend Report showed PAR 1–180 improving from 4.4% in December 2025 to 2.6% in March 2026 across the microfinance sector. The report does not attribute...
India’s banking system reported a multi-decadal-low gross NPA ratio of 1.8% in March 2026. That system-wide measure is encouraging, but it can mask meaningful differences across sectors, institutions and borrower...
A collections manager pulls three different reports before a Monday morning review: one for delinquency buckets, one for agent call logs, one for recovery amounts, because none of them live...
A supplier gets offered early payment on an invoice at a 1.5% discount. A few months later, the same buyer offers early payment on a similar invoice, run through a...
A lender issues an RFP for a “loan management system” and receives proposals ranging from application-intake tools to broad servicing or core-platform replacements. LOS and LMS are still used interchangeably...
After a loan is disbursed, the origination team moves on to the next application. Months or years later, however, servicing and collections teams may still be reconciling payments, recalculating schedules,...
Most decisions about digital lending platforms rely on a demo, a feature checklist, and a long-term contract. Few institutions check if the platform can still support their loan book three...
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