Understand the technologies, platforms, and architecture powering modern lending operations.
The 2026 Global AI in Financial Services Report found that 79% of surveyed regulators considered explainability and interpretability important or critical to their objectives, while only 50% of surveyed financial...
The 2026 Global AI in Financial Services Report from the Cambridge Centre for Alternative Finance found that 52% of financial-industry respondents were piloting agentic AI or had reached a more...
CRIF High Mark’s May 2026 MicroLend Report showed PAR 1–180 improving from 4.4% in December 2025 to 2.6% in March 2026 across the microfinance sector. The report does not attribute...
Research summarized by the Bank for International Settlements in March 2026 found that the UK’s Commercial Credit Data Sharing policy was associated with new lending relationships for SMEs. The finding...
Coalition Greenwich’s 2026 Corporate Treasury Technology and Innovation Report, based on a survey of more than 142 large corporates, describes a treasury environment still constrained by fragmented systems, inconsistent data...
India’s banking system reported a multi-decadal-low gross NPA ratio of 1.8% in March 2026. That system-wide measure is encouraging, but it can mask meaningful differences across sectors, institutions and borrower...
For the past several years, financial institutions have focused on whether generative AI can perform useful work. As pilots move toward production, the more consequential question is architectural: what is...
AI in lending is often reduced to the chatbot on a lender’s website. In practice, the technology also supports fraud detection, credit risk modelling, document processing, underwriting, and multi-step workflows...
Replacing a legacy Loan Origination System is a major strategic commitment. For senior business, technology, and product executives in lending institutions, the decision to decommission a legacy system involves balancing...
Deploying an enterprise Loan Origination System (LOS) is one of the most high-stakes technology initiatives a financial institution can undertake. It sits at the intersection of credit risk management, operational...
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