Stay updated on emerging shifts, innovations, and priorities shaping the lending ecosystem.
For twenty years, lending technology has been sold in pieces: an LOS for origination, an LMS for servicing, separate systems for collections and compliance, stitched together with custom integrations that...
AI in lending is often reduced to the chatbot on a lender’s website. In practice, the technology also supports fraud detection, credit risk modelling, document processing, underwriting, and multi-step workflows...
Small and medium enterprises are central to economic growth, but access to timely working capital remains one of their most persistent constraints. Traditional commercial lending often asks an SME to...
The traditional approach to credit risk management is hitting a wall. For decades, lending institutions relied on linear credit bureau scores, static rules engines, and historical financial statements to evaluate creditworthiness. While...
The “Digital Revolution” in Indian banking is no longer a headline – it is history. Five years ago, launching a mobile app for loan applications was a competitive advantage. Today,...
As India’s digital lending market accelerates, forward-thinking financial institutions are shifting from transactional lending models to more customer-centric, intelligent, and inclusive approaches. A recent podcast featuring Josh Weiner of CVS...
A few weeks ago in Meerut, I met Vinod, a small manufacturer who proudly showcased his motorcycle spring unit. Two years ago, a ₹7 lakh loan allowed him to start...
In today’s rapidly evolving digital landscape, software delivery has become faster, more complex—and more distributed. Yet, one area still lags behind in many organizations: testing. Even with test automation and...
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