Stay updated on emerging shifts, innovations, and priorities shaping the lending ecosystem.
Digital NBFCs sanctioned 13.2 crore loans worth ₹2.15 lakh crore in FY2025-26, according to FACE’s March 2026 report. At that scale, the RBI (Digital Lending) Directions, 2025 make fund-flow, disclosure...
Generative AI reached 45% adoption among working-age adults in the United States within two years. And digital banking took fifteen years to reach this pace, according to McKinsey’s Global Banking...
Grant Thornton’s 2026 AI Impact Survey identifies workforce enablement, data readiness and process redesign as material constraints on AI value. Training was the most underfunded AI investment area among finance...
KPMG’s 2026 banking technology research identifies integration with existing systems and processes as the leading barrier to enterprise AI deployment. The wider lesson applies to lending modernization: a lender can...
For the past several years, financial institutions have focused on whether generative AI can perform useful work. As pilots move toward production, the more consequential question is architectural: what is...
For twenty years, lending technology has been sold in pieces: an LOS for origination, an LMS for servicing, separate systems for collections and compliance, stitched together with custom integrations that...
AI in lending is often reduced to the chatbot on a lender’s website. In practice, the technology also supports fraud detection, credit risk modelling, document processing, underwriting, and multi-step workflows...
Small and medium enterprises are central to economic growth, but access to timely working capital remains one of their most persistent constraints. Traditional commercial lending often asks an SME to...
The traditional approach to credit risk management is hitting a wall. For decades, lending institutions relied on linear credit bureau scores, static rules engines, and historical financial statements to evaluate creditworthiness. While...
The “Digital Revolution” in Indian banking is no longer a headline – it is history. Five years ago, launching a mobile app for loan applications was a competitive advantage. Today,...
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